![]() ![]() Explain the purpose and value of budgeting.Define and apply opportunity cost to purchases.Distinguish the best value of goods and services.Evaluate the credibility and motivation of marketing and advertising.Consider the role of needs and wants in decision making.Understand an explain the importance of creating financial goals.Create a financial goal and develop the process to achieve it, factoring in possible barriers to that goal.Identify their own financial values and apply those values to their financial goals.Describe and evaluate the importance of the current federal income tax system.Apply mathematical skills and concepts to tax brackets and personal income.Understand and explain the purpose of federal income and state tax and how it affects personal income.Create a path for advancing in a career field.Examine the impact of education and other opportunities like internships on career trajectory.Identify and assess the skills and experience needed for a variety of careers.Lesson 1 (Career and Job Opportunities).The second table illustrates the topic and learning objectives for each of the lessons. The first table helps you find lessons that align with key financial topics as defined through the My Money Five (). This page provides details on the lessons that comprise Money Smart for Grades 6 - 8. ![]() Please contact and describe where the curriculum could be used and the grade-level range of the students. In addition, the FDIC wants to hear from educators who use the curriculum on what worked well, what could be improved, and promising approaches you may have used to deliver the curriculum. ![]() The FDIC would like to hear from school superintendents, principals, or other school leaders on how we can support educators in your schools using the Money Smart curriculum. Superintendents, Principals, Educators and other Administrators:
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